How it works

Peer to Peer lending is one of the fastest growing personal finance movements in the world. Individuals fed up with the low interest rates on offer are now able to become lenders directly to businesses looking to borrow - cutting out the banks and offering a better deal all round.

Watch our video to find out more

Your capital is at risk if you lend to businesses. View full risk warning for more information.

It's a simple process:

We enable you to lend directly to businesses looking to borrow but without the banks. Putting less money in their pocket and more in yours.

1

We pick what we consider the best - we call it our stack.

2

You decide who to lend to and how much to lend.

3

You receive interest on your capital every quarter, or yearly.

4

You receive your capital back at the end of the term.

You can do it all online. To get started - join or login.

Your capital is at risk if you lend to businesses. View full risk warning for more information.

Making your money work harder

We know your money is important to you that’s why at Crowdstacker we go the extra mile:

Businesses, you can count on
We scrutinise every business that comes to us, but only a few pass our due diligence process.
Lower risk,
great rewards
Every one of our loans is backed by company assets or an appropriate balance sheet.
Every penny
counts
No fees. Every penny you invest earns interest.

Your capital is at risk if you lend to businesses. View full risk warning for more information.

Investments

We've made it easy for you to lend like a bank to growing British businesses.
Feb 2017
23
hours
left
Feb 2017

The next closing is the 21st February 2017, invest by then to start earning interest from the 28th February 2017.

Earn an inflation beating 7.0% p.a. secured on assets.

Interest
7%
per annum
Invest from:
£500
Term:
3 years
Target raise:
£3,500,000
Next closing:
21st February 2017
Amount raised:
£3,119,138

Your capital is at risk if you lend to businesses. View full risk warning for more information.

Feb 2017
23
hours
left
Feb 2017

You can invest once or multiple times over the coming months. The next closing is the 21st February 2017, invest by then to start earning interest from the 28th February 2017.

A choice of 2 inflation beating returns of up to 5.43% p.a. secured on £50m of assets.

Up to
5.43%
per annum
Invest from:
£1,000
Choice of term:
12 or 18 months
Target raise:
£15,000,000
Next closing:
21st February 2017
Amount raised:
£13,310,457
Since Q4 2015

Your capital is at risk if you lend to businesses. View full risk warning for more information.

Closed for investment. Target raise has been exceeded.

Interest
6.8%
per annum
Invest from:
£700
Term:
3 years
Target raise:
£3,000,000
Amount raised:
£3,770,359

Your capital is at risk if you lend to businesses. View full risk warning for more information.

Knowledge Hub

Find out more on peer to peer lending, crowdfunding and more.

How to become a better investor
by Personal Finance Journalist, Ruth Jackson To become a better investor, you may need to change your investment behaviour. There are a few expensive...
Read more
Where to find financial advice
To mark the launch of Crowdstacker’s eBook 'Your Essential Guide to Personal Finance' we have commissioned a series of complementary articles...
Read more
How to Save £££s on Your Next Holiday
Want to know some ways to keep your holiday costs down without compromising on quality or enjoyment? By personal finance journalist...
Read more

Blog

Check out our views on the alternative and traditional finance market.

P2P Funded Nottingham Bierkeller Opens Soon
7th Feb 2017
Concept bar and pub operator BurningNight has so far raised nearly £3m on Crowdstacker’s P2P lending platform.  Which is just £500k shy of its...
Read more
The New Year starts with a bang as we pick up Best Innovative Finance Provider in the Moneynet Awards and Best Alternative Lender 2017 from Trade Finance Global.
17th Jan 2017
The New Year starts with a bang as we pick up Best Innovative Finance Provider in the Moneynet Awards and Best Alternative Lender 2017 from Trade...
Read more
Burning Night Group's new entertainment complex in Birmingham draws in the crowd.
9th Jan 2017
Burning Night Group's new entertainment complex in Birmingham draws in the crowd. The successful raise on Crowdstacker has so far seen over £2m lent...
Read more
View Our Latest Investment Opportunities
View Our Latest Investment Opportunities