Krinvest Care Loans
Earn an inflation beating 6.75% p.a. secured on assets. ISA eligible.
The Krinvest, ISA eligible P2P investment, offering 6.75% return.
Krinvest Care Group provides essential services across the UK through the operation of care homes and children's nurseries.
How investing in the Krinvest P2P investment works
The Krinvest Peer to Peer investment is a 4 year investment offering 6.5% p.a. return, paid quarterly. The investment is secured on freehold property. Krinvest will use the investment to purchase up to 20 individual supported living accommodation properties in the UK. The supported living services will be supported by contracts with various NHS trusts.
Giving you better security on your investment
Investments are secured on freehold properties as well as the assets and undertakings of Krinvest, via a first ranking debenture. As at September 2017, the net assets of the Krinvest Care Group were over £4.8m. In addition, your Peer to Peer loan investment will be secured on supported living properties purchased by the Company, by way of a first ranking legal charge over the properties. Each charge will be registered with the Land Registry. Full details of the security package can be found on page 18 of the Krinvest investment brochure.
So how much interest and capital will I receive?
It’s simple - if you invest £10,000, you would receive £675 interest per annum, paid gross, quarterly. This equals £2,700 interest over the four-year term. Interest is paid directly into your Crowdstacker account or your bank account. You don’t need to reinvest your interest to receive this great rate. Take a look at our interest calculator below.
We want you to make the most of your money, so we don’t charge you any fees at all.
Can I hold my investment tax efficiently?
At Crowdstacker we offer two accounts which offer tax efficient benefits:
Crowdstacker Innovative Finance ISA - pays interest gross and allows you to earn interest tax-free. You can invest up to £20,000 in this tax year 2018/19.*
Crowdstacker P2P Account - pays interest gross and is eligible for up to £1,000 tax-free interest under the Personal Saving’s Allowance*
*Please note that tax benefits are subject to your own personal tax status.
More about Krinvest
Krinvest Care Group's goal is to become a sector leader in the provision of integrated health and social care services in England and Wales.
More about Crowdstacker
Crowdstacker is an award-winning P2P investment and ISA provider, bringing you handpicked investments, many of which offer a social or community benefit.
The next closing for Krinvest is the 31st August 2018, invest by then to start earning interest from the 7th September 2018.
The finer details
See our 6 great reasons to lend to Krinvest via the Crowdstacker P2P Platform.
How secure is my investment?
Your investment will be secured over assets, property and undertakings of Krinvest via a first ranking debenture. In addition, your Loan will be secured on each supported living property purchased by way of a first ranking legal charge.
Rate of interest
What interest rate can I receive?
An inflation beating interest rate
The rate of return on your 4-year investment is 6.75% per annum.
How often will I receive interest?
Paid four times a year
Interest from your P2P investment is paid directly into your Crowdstacker account or your bank account.
How long is the investment for?
4-year loan term
Your investment is for a 4-year term. On maturity, you are entitled to the return of the original Loan in full.
What is the market opportunity?
What is the market opportunity?
Mental health issues are on the increase with more people requiring treatment and support and the NHS is not able to provide all the treatment and services required in its own centres, therefore offering an opportunity for specialists such as Krinvest to do this.
Are there any added benefits?
ISA and PSA eligible
Your investment is eligible to be held in an Innovative Finance ISA (IFISA) or can qualify for your Personal Savings Allowance, of up to £1,000 interest tax-free, subject to tax status.
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