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Don’t invest unless you’re prepared to lose money. This is a high risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Nov 2024
5
days
left
Nov 2024

The closing is the 11th December 2024, invest by then to start earning interest from 13th December 2024.

Cambridge Road

Earn 17% p.a. secured on property. ISA eligible.

Interest
17%
per annum
Invest from:
£100
Choice of term:
21 months
Repayments:
Monthly
Investment type:
P2P Loan
Minimum raise:
£256,400
Amount raised:
£243,842

Repayments of interest

Interest is paid on the capital invested in accordance with the stated Repayments. The capital is repaid as a lump sum at the end of the term.

Cambridge Road, an ISA eligible, P2P investment, offering 17% p.a. interest paid monthly.

Impington Development Limited would like to borrow £500,000 via a PDL Develop to purchase land in Impington, Cambridgeshire, and then construct a new block of 38 apartments. There is a minimum raise of £256,400 and once this target is achieved the first tranche of the loan will commence. The Loan is classed as a PDL Develop product because the funding will be used to part finance the project through the construction phase of the project.

How investing in the Cambridge Road P2P investment works

The investment offers 17% p.a. over a 21 month term with interest paid monthly. The funding will be mezzanine funding to top up senior lending from Lendnet Property. It represents a LTGDV of 68.48%.

Giving you better security on your investment

The investment benefits from multiple layers of security. First, a second ranking debenture over the assets, property, and undertaking of the Borrower.

Second, a second ranking legal charge over the Property of the Borrower. Third, there will be a personal guarantee provided by the Guarantor(s).

Finally, the principal amount of the aggregate of all Loans and the loan advanced by the Senior Lender used to fund the development, is not greater than 70% of the Gross Development Value of the property development.

 

So how much interest will I receive?

It’s simple – if you invest £1000 (for example) you receive £14.17 interest monthly over the 21 month loan term and capital repaid at the end. Interest is paid directly into your account on the Crowdstacker P2P platform or your bank account. Take a look at our interest calculator below to work out what your specific investment could yield.

 

Can I hold my investment tax efficiently?

At Crowdstacker we offer two accounts which offer you tax efficient benefits:

Crowdstacker Innovative Finance ISA - pays interest gross and allows you to earn interest tax-free. You can invest up to £20,000 in this tax year 2024/25.*

Crowdstacker P2P Account - pays interest gross and is eligible for up to £1,000 tax-free interest under the Personal Savings Allowance.*

 

*Please note tax benefits are subject to your own personal tax status.

 

More about the development

The site formerly housed the Bishops Hardware Store, but has been cleared and levelled for redevelopment. The area is very well situated for anyone who works in Cambridge or the surrounding business parks, being just 2.8 miles north-west of the city. The development is for 38 apartments, the new building will be of modern design, and low-rise with four floors (including the ground floor). There will be some underground parking provided.

 

More about Crowdstacker

Crowdstacker is an award-winning P2P investment and ISA provider, bringing you handpicked investments, many of which offer a social or community benefit.

Please note the target raise will be filled on a first come first-served basis.

Your capital is at risk when you lend to businesses.

Nov 2024
Next closing: Wednesday 11 December 11pm

The closing is the 11th December 2024, invest by then to start earning interest from 13th December 2024.

5 5

The finer details

Six great reasons to lend to Cambridge Road Loans.

 

Security - How secure is my investment?
Security

How secure is my investment?

Rate of interest - What interest rate will I receive?
Rate of interest

What interest rate will I receive?

Payment frequency - How often will I receive interest?
Payment frequency

How often will I receive interest?

Term - How long is the investment for?
Term

How long is the investment for?

Opportunity - What is the market opportunity?
Opportunity

What is the market opportunity?

Benefits - Are there any added benefits?
Benefits

Are there any added benefits?

Do the maths

Enter your investment amount from £100
to see how much you could earn

If I invest

Returning

RateRepayingPayment FrequencyLoan Term
17.00%interestmonthly21 month

I could earn

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