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Amicus Loans

Closed for investment. Target raise has been exceeded.

Up to
5.43%
per annum
Invest from:
£1,000
Choice of term:
12 or 18 months
Repayments:
Annually or Quarterly/At the end of the term
Investment type:
P2P Loan
Target raise:
£15,000,000
Amount raised:
£15,368,280
Flexible Investing

Bespoke investment options, tailored
for you. Choose from a range of terms, interest rates and payments.

OPTION 1
Short Term
12 months
4.32%
At the end of the term
£1,000.00
OPTION 2
Flexible Returns
18 months
5.43%
Annually or Quarterly
£1,000.00

Repayments of interest

Interest is paid periodically on the capital invested. The capital is repaid as a lump sum at the end of the term.

Watch Amicus's video

Invest from £1,000 with a choice of two market beating returns.

How it works
Your money is lent to Amicus Finance plc, an award-winning short-term finance specialist. Amicus helps its customers finance property purchases and developments. You have the opportunity to invest in any given month giving you the advantage of being able to start earning interest right away from the relevant commencement date and a choice of two investment terms; 4.32% p.a. for 12 months or 5.43% p.a. for 18 months. At the end of the term, you will receive your capital back.

Giving you better security on your money
Amicus will use the funds to provide loans of up to 6-18 months duration to their customers, secured via a first or second charge over UK properties. Your capital is secured over the assets and business of Amicus currently totalling over £50m (as of October 2016) including loans to customers, secured on UK property.

So how much interest will I receive?
It’s pretty simple - if you lend £1,000, you would receive on the 12 month option £43.20 interest per annum; and on the 18 month option £54.30 interest per annum. The interest is paid directly into your Innovative Finance ISA account or bank account. You don’t need to reinvest your interest to receive these great rates. And if you choose the quarterly option, you are free to save or reinvest your interest payments, and earn even more.

No fees
We want you to make the most of your money so we don’t charge you any fees for lending.

 

 

Can I hold my investment tax efficiently?
There are some major personal finance changes that can allow you to hold your Crowdstacker peer to peer investments tax efficiently dependent on your personal tax status. This includes:

• The Innovative Finance ISA (IFISA) - you can open an IFISA today with Crowdstacker and hold a Amicus peer to peer investment within your ISA and earn tax-free interest. The Crowdstacker IFISA allows you to use your annual ISA allowance of up to £15,240 or transfer in some or all of your existing ISA pot (from existing cash ISAs or Stocks and Shares ISAs). Simply click the 'Invest now' button on this page and open a Crowdstacker Innovative Finance ISA Account;

• The Personal Savings Allowance - you can earn up to £1,000 of interest from your savings and your peer to peer investments tax-free. To potentially benefit from the Personal Savings Allowance on a Amicus peer to peer investment simply click the 'Invest now' button on this page and open a Crowdstacker P2P Lending Account.

More about Amicus
Amicus already has an extensive portfolio of loans comprising mainly of residential property — with around 55% located in London and the South East — and has a highly experienced management team. Since its formation in 2009, Amicus has applied a rigorous approach to risk, seeking out superior lending propositions and limiting borrowing to 70% of a property’s value. This strategy has been successful; to date they have financed over 1,500 loans totalling over £1 billion and they have had the capital returned in over 99.89% of cases. Amicus has won 7 awards in 2016 alone including the Development Lender of the Year 2016 at the Bridging and Commercial Awards.

More about Crowdstacker
Crowdstacker is an award winning peer to peer investment provider. We aim to bring you a higher standard of curated investments that have been heavily scrutinised and crafted with a focus on risk mitigation.

The finer details

Click on the boxes below to see our 6 great reasons to lend.

Security - How secure is my investment?
Security

How secure is my investment?

Rate of interest - What interest rate will I receive?
Rate of interest

What interest rate will I receive?

Payment frequency - How often will I receive interest?
Payment frequency

How often will I receive interest?

Term - How long is the investment for?
Term

How long is the investment for?

Opportunity - What is the market opportunity?
Opportunity

What is the market opportunity?

Benefits - Are there any added benefits?
Benefits

Are there any added benefits?

Do the maths

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to see how much you could earn

Frequently asked questions

These are the questions we're asked most often, and our answers.

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