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Don’t invest unless you’re prepared to lose money. This is a high risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Sydenham Road

Earn 14% p.a. Secured on property. ISA eligible.

per annum
Invest from:
Choice of term:
15 months
At the end of the term
Investment type:
P2P Loan
Target raise:
Amount raised:

Repayments of interest

Interest is paid on the capital invested in accordance with the stated Repayments. The capital is repaid as a lump sum at the end of the term.

Sydenham Road, an ISA eligible, P2P investment, offering 14% p.a. interest

Cynfos Property Management Ltd would like to borrow a total of £215,361 via a PDL loan to finance the development of a block of six flats in a new building on Sydenham Road in south-east London. The Loan is classed as a PDL Develop product because the funding will be used to part finance the project through the construction phase of the project.

How investing in the Sydenham Road P2P investment works

The investment offers 14% p.a. over a 15 month term with interest and principal invested repaid at the end of the term. The funding will be mezzanine funding to top up senior lending from Avamore Capital. It represents a LTGDV of 75.15%.

Giving you better security on your investment

The investment benefits from multiple layers of security. First, a second ranking debenture over the assets, property, and undertaking of the Borrower.

Second, a second ranking legal charge over the Property of the Borrower.

Third, there will be a personal guarantee provided by the Guarantor(s).

Finally, the principal amount of the aggregate of all Loans and the loan advanced by the Senior Lender used to fund the development, is not greater than 76% of the Gross Development Value and 80% of the Loan to Cost of the property development.


So how much interest will I receive?

It’s simple – if you invest £1000 (for example) you receive £175 interest and capital at the end of the 15 month loan term. Interest is paid directly into your account on the Crowdstacker P2P platform or your bank account. Take a look at our interest calculator below to work out what your specific investment could yield.


Can I hold my investment tax efficiently?

At Crowdstacker we offer two accounts which offer you tax efficient benefits:

Crowdstacker Innovative Finance ISA - pays interest gross and allows you to earn interest tax-free. You can invest up to £20,000 in this tax year 2023/24.*

Crowdstacker P2P Account - pays interest gross and is eligible for up to £1,000 tax-free interest under the Personal Savings Allowance.*


*Please note tax benefits are subject to your own personal tax status.


More about the development

The project at Sydenham Road comprises the demolition of an existing building for the construction of a brand new block of six flats. Each will have access to private outside space in the form of either a terrace or a balcony. The flats range in size from one bedroom to three bedrooms. Externally the materials used have been chosen to ensure it fits in with the other residential buildings nearby, through the use of brick, as well as concrete banding.


More about Crowdstacker

Crowdstacker is an award-winning P2P investment and ISA provider, bringing you handpicked investments, many of which offer a social or community benefit.

Please note the target raise will be filled on a first come first-served basis.

Your capital is at risk when you lend to businesses.

The finer details

Six great reasons to lend to Sydenham Road Loans.

Security - How secure is my investment?

How secure is my investment?

Rate of interest - What interest rate will I receive?
Rate of interest

What interest rate will I receive?

Payment frequency - How often will I receive interest?
Payment frequency

How often will I receive interest?

Term - How long is the investment for?

How long is the investment for?

Opportunity - What is the market opportunity?

What is the market opportunity?

Benefits - Are there any added benefits?

Are there any added benefits?

Do the maths

Enter your investment amount from £100
to see how much you could earn

If I invest


RateRepayingPayment FrequencyLoan Term
14.00%interestterm end15 months

I could earn

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