Sorry, you need to enable JavaScript to visit this website.

How it works

We carefully select great British businesses that are looking to raise money to grow or undertake projects. Traditionally businesses borrowed from banks, now through Crowdstacker we enable you to lend directly to businesses, cutting out the banks. You get more on your money and the businesses borrow at better rates; a win win for all.

It's a simple process:

1

We pick what we consider the best - we call it our stack.

2

You decide who to lend to and how much to invest.

3

You receive interest on your capital every quarter, or yearly.

4

You receive your capital back at the end of the term.

You can do it all online. To get started - join or login.

Your capital is at risk if you lend to businesses. View full risk warning for more information.

How we select our stack

We only consider British businesses. To get past the first stage, the company must be well established and have a compelling business proposition. Companies who meet this criteria then go through our four stage screening process:

Watch our video to find out more

1. Financial health

It’s critical that the business is financially sound and can make the loan payments, so we look at their financial position and cash flow. We also evaluate their financial and business health, their market and the industry trends.

2. Security

In some circumstances, we look to take security for a loan over the company’s assets such as property or equipment. If the company is part of a group, we may require a guarantee supported by a debenture over all its assets.

3. Restrictions

We impose restrictions on what the company can and cannot do. For example, we might insist that the money is kept in an account overseen by an independent administrator and only drawn down when certain conditions are satisfied. These measures are aimed at giving lenders greater protection.

4. People

The people who run the business are very important as it’s their decisions that make the company successful. We look at their reputation and their track record, and make sure they have the qualifications and experience.

Your capital is at risk if you lend to businesses. View full risk warning for more information.

Now over to you

Once our skilled and experienced team have taken a company through this evaluation process, we make this lending opportunity available to you.

Now its up to you to decide who to lend to and how much.

You can do it all online. To get started - join or login.

Your capital is at risk if you lend to businesses. View full risk warning for more information.